Insights
Financial planning for
the rest of us.
Practical money guidance for people whose lives don't fit the standard financial services template — CalPERS employees, LGBTQIA+ families, neurodivergent thinkers, and everyone in between.
Planning for Gender-Affirming Care - Part 2: Hair, Lips, Nails, and More
Gender-affirming care is so much more than surgery. From hormone therapy and voice coaching to hair removal and legal name changes, here's what to expect financially—and where to find support when insurance falls short.
Planning for Gender-Affirming Care: Part 1 – Surgery
Planning for gender-affirming surgery involves more than finding the right surgeon. From understanding insurance coverage to budgeting for out-of-pocket costs, here's what you need to know to make the financial side smoother.
Planning for Parenthood: A Financial Primer for LGBTQIA+ Families
For LGBTQIA+ families, the path to parenthood can feel both exciting and complex. From fertility coverage and surrogacy to adoption and beyond, there are unique challenges and opportunities to prepare for. This primer offers a clear starting point to help you build your family with confidence, especially when it comes to the financial side of things.
SB 729 Explained: More Inclusive and Queer-Friendly Fertility Coverage Is Coming to California
California’s new SB 729 will make fertility care more accessible and inclusive, especially for LGBTQIA+ and single-parent families. Starting on January 1, 2026, large employers must provide comprehensive coverage for infertility diagnosis and treatments like IVF, marking a major step toward reproductive equity.
Asking for a Friend: How do you afford electrolysis when your insurance calls it “cosmetic” but your gender dysphoria says otherwise?
Electrolysis is often dismissed by insurance as “cosmetic,” but for many trans and gender diverse people it’s essential gender-affirming care. In this post, I share practical ways to challenge insurance denials, estimate out-of-pocket costs, save intentionally, and find mutual aid and grant programs.
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