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Financial Planning for California Public Employees

Flat-fee advice for CalPERS and CalSTRS members — and anyone working to align their money and values

Schedule a free consultation

Let’s talk about where you are today and where you want to go. In this complimentary no-pressure call, we’ll get to know each other and explore whether we’re the right fit.

What We Do:

Turn Uncertainty Into Action

On Questions Like…

  • Two women with glasses and short hair touching noses affectionately, wearing colorful shirts.

    Retirement

    Will I have enough to retire comfortably and do the things that bring me joy?

    How do I retire early with a state pension - and make the most of it?

    Should I buy back my service credit, and how do I know if it’s worth it?

  • A laughing woman standing behind a smiling man indoors.

    Life and Career Transitions

    What if I decide I won’t work in the public sector my entire career?

    If I buy a home, do I still have the financial flexibility to meet my other goals?

    I’m burned out and thinking of a sabbatical - how can I do this responsibly?

  • A graduate in cap and gown holding a diploma stands outdoors next to a woman under a tree, kissing her forehead. The diploma cover says "Kennesaw State University."

    Investments and Savings

    Did I choose the right investment mix in my Pension2/457/401k/403b?

    How can I balance saving for my own retirement and funding my children’s college?

    Am I missing any opportunities to save on taxes?

  • A man smiling with two young children, one sitting on his shoulders and the other in his arms, against a background of trees and a white fence.

    Family Responsibilities

    What if I’m my parents’ retirement plan?

    Am I protecting myself and my family if the worst should happen?

    How do I prepare to be my sibling’s caregiver?

  • Person with curly hair and glasses in a floral top, standing against a wooden door, looking thoughtful.

    Money Mindset

    No one taught me how to handle money - am I doing the right things?

    How do I stop feeling like my debt controls me?

    I can’t spend without feeling guilty - how do I have a better relationship with my money?

  • A man in a plaid shirt and beanie, squatting and planting a seedling with a child wearing a blue hat and yellow rain boots in a wooded area. Gloves are on the ground nearby.

    Living Your Values

    What does it look like to align my spending and investing with my values?

    How can I give generously to my community and stay financially grounded myself?

    Money feels tricky in my relationships - what can I do when our financial values don’t match?

Client Profiles

  • New Teacher, New Start

    She didn’t see teachers who looked like her growing up—so she became one. Together, we built a spending plan for her first apartment and broke down her benefits (including student loan forgiveness) and pension so she could step into her career with clarity and confidence.

  • Burned Out, Not Washed Up

    After nearly 20 years in state service, he felt like he was living on autopilot and missing the chance to be fully present with his young son. We mapped out a plan that showed early retirement was within reach—so he could be present for the moments that matter most, without putting his future security at risk.

  • Rebuilding After Divorce

    After divorce, a nurse feared she’d be working forever. We clarified her pension, Social Security, and what her ideal retirement looked like—turns out, she was just a few years away from the retirement she thought she’d lost.

  • Person wearing headphones and a striped turtleneck in front of an orange background.

    Investing Without the Overwhelm

    They were ready to start D.I.Y. investing—just not with a firehose of jargon. We kept it clear, calm, and paced to fit their neurosparkly brain. Together, we created a plan that felt doable (and even kind of fun).

Smiling woman with glasses and long dark hair, wearing a necklace and blue top, outdoors.

From Civil Service to Financial Guide

Hi, I'm Korinne, an Accredited Financial Counselor®, Candidate for CFP® Certification, and former public sector employee who understands California’s pension systems from the inside.

After my own financial journey taught me that money should be a tool for living well today—not just someday—I now help purpose-driven professionals align their finances with what truly matters to them.

Services

Focused Engagement

Quick clarity for specific decisions.

If you’re weighing a few key questions—like tackling credit card debt, making a values-based budget, or learning how to invest—this focused engagement helps you take confident next steps.

Starting at $3,250.

Learn more

The Deeper Dive

A holistic plan for what’s next.

Considering a major transition like retirement, switching careers, or rebuilding after a divorce? This engagement maps out the full picture.

Starting at $6,500.

Learn more

Ongoing Planning

Stay supported as life evolves.

For clients who’ve completed a Focused Engagement or Deeper Dive and want continued guidance.

Starting at $200/month.

Learn more

Ready to Start?

Let’s talk about where you are today and where you want to go. In this complimentary no-pressure call, we’ll get to know each other and explore whether we’re the right fit.